Many people go without saving a penny for most part of their life. Because, they think they cannot do it or have no idea how to do it or simply don’t have enough money. The fact is, no matter how much you earn or how big your financial responsibilities are,...
The biggest obstacle to saving money is actually getting started. The rest is a cakewalk. Most people get overwhelmed at the prospect of saving money. How do they start? How much is enough to save? What saving account to choose. These are some of the questions that make people hesitate...
In the USA, 50% of the marriages end up in divorces. One of the primary reasons for the divorce is financial. Getting married isn’t hard. It’s staying married that is tough especially when you have a very unclear financial understanding. When two people get married they have to share things...
Saving money is a huge and painful task for many. No matter what they do, they simply cannot get around do saving more money. They desperately ask “how can I save money?” Depositing money into your saving account each month isn’t enough. For some people, they do not have...
Having an emergency fund has many benefits. It is not the same as having a saving account. As the name suggests, the fund is for various emergency situations that life may throw at you. The fund will keep you covered financially and help you get through the tough time. Even...
Financial management is not a onetime responsibility. It is a continuous process that starts at adulthood and continues till your retirement and beyond as well. The way you manage your finances has a great impact on your retirement savings. According to the National Institute on Retirement Security, nearly 45% of...
Saving more money is always an important part of a financial plan for many people. Come new year and everyone will have at least one resolution dedicated to their finances. But, saving money especially with all the spending in the holidays may seem a bit difficult. Saving money isn’t that...
Air travel is always considered as an expensive mode of transport by many people. It may be the most preferred and the safest mode of transportation, the shooting value of air fare makes it very hard for the common people to afford flight tickets. However, attributing to the increasing competition...
Saving some money in the present always guarantees a comfortable future. It is a well-known fact that everyone around the globe understands. The current economic trends barely allow the common man to make their ends meet. In this situation, saving some money from your earnings remains a distant dream....
It is an undeniable fact that you will reach some point in your lives where you are poised to retire from your professions. You dream of a life where you will simply relish traveling and having fun for the rest of your time. However, mind it that there is...